The foundation of most policies. It protects your organization if someone is injured or their property is damaged and you're held responsible, from a spectator who trips at a game to a claim brought by a parent. It covers legal defense and settlements, so one accident doesn't threaten your whole program.

When an athlete gets hurt while participating, this helps cover their medical bills, either as primary coverage or alongside a family's own insurance. It keeps injuries from turning into out-of-pocket disputes and shows families you've got their kids covered.

​Your board and volunteers make big decisions. This protects them personally if the organization is sued over how it was run, things like management decisions, employment matters, or claims of discrimination. It's what lets good people serve without putting their own finances at risk.

For any organization working with children, this is essential. It provides defense and coverage related to allegations of abuse or molestation, and many leagues, facilities, and partners now require it. We help you put it in place the right way.

​Your gear matters. This covers uniforms, equipment, and property against theft, damage, or loss, so a break-in or an accident doesn't cost you a season's worth of supplies.

Running a tournament, camp, or clinic? We can put short-term or event-specific coverage in place, including meeting the insurance requirements a city, park, or venue asks for before you can use their fields.